TERMS AND CONDITIONS

These Terms and Conditions govern the use of the www.homeland-insurance.com website ("Site") and the services offered by Homeland Insurance. By using the Site and the services, you agree to these Terms and Conditions.

USE OF SERVICES

Homeland Insurance provides a service for users to request quotes and apply for health insurance policies. By submitting your information on the Site, you authorize Homeland Insurance to share your information with insurance carriers, agents, brokers, or other partners in order to provide you with quotes and information about health insurance policies or to process your applications for health insurance.

ELIGIBILITY

The services offered by Homeland Insurance are intended for individuals who are 18 years or older and who are residents of the United States. By using the Site and the services, you represent and warrant that you are eligible to use the services.

ACCURACY OF INFORMATION

You agree to provide accurate and complete information when using the Site and the services. You acknowledge that any inaccurate, incomplete, or false information may result in the denial of your request for quotes or applications for health insurance policies.

INTELLECTUAL PROPERTY

The Site and its contents, including but not limited to text, graphics, images, logos, and software, are the property of Homeland Insurance or its affiliates or licensors and are protected by United States and international copyright laws. You may not reproduce, modify, distribute, or otherwise use any part of the Site or its contents without the prior written consent of Homeland Insurance.

DISCLAIMER OF WARRANTIES

The Site and the services are provided on an "as is" and "as available" basis. Homeland Insurance makes no representations or warranties of any kind, express or implied, regarding the Site or the services, including but not limited to the accuracy, completeness, reliability, or availability of the Site or the services. Homeland Insurance disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

LIMITATION OF LIABILITY

In no event shall Homeland Insurance be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Site or the services. Homeland Insurance shall not be liable for any damages resulting from the use or inability to use the Site or the services, including but not limited to damages for loss of profits, business interruption, or loss of information.

INDEMNIFICATION

You agree to indemnify and hold harmless Homeland Insurance and its affiliates, officers, agents, and employees from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site or the services, your violation of these Terms and Conditions, or your violation of any rights of another.

MODIFICATIONS

Homeland Insurance reserves the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the Site and the services after any modifications to the Terms and Conditions constitutes your acceptance of the modified Terms and Conditions.

GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [State], without giving effect to any principles of conflicts of law.

DISPUTE RESOLUTION

Any dispute arising out of or relating to these Terms and Conditions, the Site, or the services shall be resolved through arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in [City, State] and shall be conducted in English. The award of the arbitrator shall be final and binding, and judgment may be entered in any court having jurisdiction thereof.

ENTIRE AGREEMENT

These Terms and Conditions constitute the entire agreement between you and Homeland Insurance